When administered properly, orthodontic insurance is a wonderful tool to help increase affordability for new and returning patients. You do need to make sure you’re working with a highly qualified practice like Icon Orthodontics to secure the best of your benefits, though.
A Closer Look at Coverage
Orthodontic insurance is in a different category than dental insurance, but it has the same goal: to offset the costs of braces, aligners, and other treatments for you. That being said, everyone’s coverage can look a little different depending on your insurance plan and company.
- Diagnostic Procedures: Initial consultations, X-rays, and diagnostic records are often partially or fully covered to help you get started.
- Braces and Aligners: Traditional metal braces and clear aligners like Invisalign are typically covered for minors and sometimes adults, up to a specific limit.
- Retention Devices: Post-treatment retainers are frequently included, ensuring your results last a lifetime.
- Surgical Procedures: In cases of severe misalignment requiring surgical intervention, some plans may cover a portion of these costs.
Our offices work with over twenty-five different insurance companies to make sure all of our patients are covered. To view the full index, you can take a look at this page on our website.
A Simpler Way
We want you to be able to focus on achieving your new smile, not worrying about your finances. Our office team employs a few different methods to make your insurance claims process effortless and easy.
Insurance Verification
Before your first free consultation with Dr. Sun or Dr. Sarpotdar, our team will:
- Verify your insurance coverage
- Explain exactly what’s included in your plan
- Highlight any out-of-pocket costs you might need to expect
All-Inclusive Fees
When you choose Icon Orthodontics, we promise that you won’t encounter any hidden fees. Your treatment fee includes:
- Comprehensive records (photos and X-rays)
- All appliances and braces
- All orthodontic visits
- One set of retainers (additional retainers can be purchased individually or through our “Guarantee My Smile” program)
Claim Filing Made Simple
We make sure your claims process is 100% hands-off for you. Our team will:
- Submit claims to your insurance provider
- Work to maximize your benefits
- Keep you informed on any updates or changes
Additional Tools and Offers
Orthodontic treatment is an investment, but it should be accessible to everyone who needs it. To make your experience even better, Icon Orthodontics offers a number of financing incentives to make payments more manageable.
- Monthly Payment Calculator: On our website, we have an amazing tool that can help you get a better idea of what your treatment costs could look like before you ever step into our office.
- No-Interest Financing: You can spread out your payments in a way that makes sense to you without worrying about added interest.
- Upfront Discounts: Enjoy a 5% discount when you pay in full or upfront with cash.
- Affordable Payment Plans: Start treatment for as low as $99 down and $99 per month. Some exclusions may apply.
- Multi-Family Member Discounts: Save even more when multiple family members undergo treatment.
- Military, Fire, Police, and Teacher Discounts: We proudly offer a 5% discount in honor of those who serve our beloved Surprise and Glendale communities.
Frequently Asked Questions
Every single question you have is important to us and worth our time. If you still have any after reading this blog, please don’t hesitate to ask our office team. However, you might find yourself wondering about the following topics:
Can I have an idea of what treatment might cost?
- Limited Treatment (minor movement of only the teeth of concern) starting under $3,000.
- Early Orthodontics (space creation and bite correction for children who still have some baby teeth) starting around $3,000
- Comprehensive Treatment (correction of bite and full alignment of all teeth for adolescents and adults) starting in the $4,000’s
Can I combine two insurance plans?
Absolutely—if both parents or partners have orthodontic insurance, combining plans may help with reducing costs on another level. However, limitations may apply between the two plans, so it’s best to consult with our team.
Are adult orthodontics covered by insurance?
In the past, this coverage was less common than it is now. Many insurance plans include orthodontic benefits for adults, though it still depends on the specific policy. It’s important to confirm these details with your provider.
Can I use an HSA or FSA for orthodontic costs?
Yes, we highly recommend taking advantage of Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs), which allow you to use pre-tax dollars for qualifying orthodontic treatments.
Step by Step
Icon Orthodontics means it when we say we’ve got your back. We never want patients to feel taken advantage of, which is why we do our best to lay out as much information for you on the front end as possible. Our teams in Surprise and Glendale look forward to welcoming you in soon!